1. I will take some responsibility for this situation.2. I will not give my money to strangers to manage.
3. I will control my own money
4. Money managers are not smarter than me.
5. People with money are not better than me.
6. I will not donate to charities unless they give back.
7. I do not need a new car every two years.
8. A bigger house will not make my family love me.
9. A home is not an investment. It is a home.
10. I will pay off my home before I buy anything.
11. I will tend my own garden.
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